Home Loan Processor

Job Description:

• Coordinate and communicate information with Members, Home Loan Advisors and Vendors for loan transactions
• Order title reports and flood certificates, follow up on appraisal orders, and review documentation for accuracy
• Research and request additional documentation as needed
• Calculate income, including tax returns, and verify assets according to investor guidelines and company policies
• Update the Loan Origination System (LOS) with calculations, documentation, correspondence and tracking details
• Read, interpret and update Desktop Underwriter (DU) findings
• Ensure DU and LOS systems match file documentation before final underwriting submission
• Review credit documentation for compliance with investor and company policies
• Manage the loan pipeline to meet service levels, efficiency and loan-quality requirements
• Complete Home Mortgage Disclosure Act (HMDA) information
• Maintain and respond to quality-control issues
• Perform other assigned tasks

Requirements:

• H.S. Diploma or General Education Degree (GED) preferred
• Additional work experience may be considered in lieu of a High School diploma
• 2+ years mortgage lending experience
• Processing experience preferred
• Maintain a thorough understanding of BSA, RESPA, TILA, TRID and AML laws
• Knowledge of FNMA, G1CU equity products and related investor guidelines
• All selected candidates must satisfy background screening requirements of the Federal Credit Union Act
• Must be eligible to work remotely in California

Benefits:

• Comprehensive compensation package
• Well-being and work-life balance programs
• Career development and growth
• Rewards and recognition
• Commitment to Diversity, Equity and Inclusion