Team Leader: Credit Intelligence Analysis At Capitec Bank

Purpose Statement





To manage and lead a team of credit intelligence analysts and specialists within the Credit client account management function to co-create the bank's credit strategy.

Pro-actively manage credit risk and optimise performance of the various strategies with the development of predictive models, policy rules, and intervention strategies.

Ensure the quality delivery of advanced statistical insights and application thereof to influence credit decision making.





Experience

Min:





6 - 8 years' experience in retail credit (including advanced analytics, statistical modelling, as well as policy and process enhancement).

In case of Honours degree: 5 - 7 years' experience in retail credit analysis (including SQL programming and descriptive analytics).

Minimum of 3 years Portfolio specific experience.

Experience working with / contributing towards credit principles, policies, frameworks.





Ideal:





Capitec Bank experience





Qualifications (Minimum)





Bachelor's Degree in Finance or Statistics





Qualifications (Ideal or Preferred)





A relevant post-graduate qualification in Finance or Statistics





Knowledge





NA





Skills





Communications Skills

Influencing Skills

Leadership Skills

Planning, organising and coordination skills

Presentation Skills

Project Management Skills (Methodolgy Specific)

Reporting Skills

Researching skills





Conditions of Employment





Clear criminal and credit record