Software Engineer: Back

End Ii (android / Payments) At Capitec Bank  ยท  via Remote Communications Jobs
๐Ÿ“ Capitec Bank โฐ Full Time

Purpose Statement





As a level II Software Engineer in our Payments Technology team, you will play an integral part in a cross-functional team responsible for the full lifecycle of our card machine software, from concept and design, through development and testing, to deployment and ongoing operation in the field. You will design, develop, test, deploy, maintain and enhance native Android applications running on POS devices, as well as the server-side components that power them, translating requirements from the business or technical analyst and actively participating with the delivery team in design and problem-solving.

You will work across the full payments stack: building the application in the merchant's hand, integrating directly with terminal hardware such as card readers, NFC and PIN pads, handling EMV and ISO 8583 messaging, and developing the back-end services that authorise, settle and report on every transaction. Reliability, performance and transaction integrity are non-negotiable, the code you write processes real money, in real time, at scale.





Education (Minimum)





Grade 12 National Certificate / Vocational





Education (Ideal or Preferred)





A relevant tertiary qualification in Information Technology





Knowledge and Experience

Experience:





3+ years' proven experience in software development, project delivery and implementation, covering both native Android and back-end development

Hands-on commercial experience building native Android applications in Java and/or Kotlin

Practical experience with EMV protocol (contact and/or contactless)

Working knowledge of ISO 8583 financial messaging

Experience integrating hardware peripherals on Android โ€” card readers, NFC, PIN pads โ€” via AIDL / IPC

Demonstrable experience building and maintaining server-side components, APIs and services that support transactional workloads





Knowledge:



Is able to apply advanced knowledge of the following:





IT systems development processes (SDLC)

Native Android application development and the Android SDK

Advanced programming concepts

Advanced algorithms and data structures

Design Patterns

Version Control

Testing practices

Database systems and query optimisation (e.g. SQL, NoSQL)

RESTful API design and integration

Cloud computing platforms and services (e.g. AWS, Azure)

Advanced microservice and event-driven architectures

Deployment using Kubernetes and containerisation

Secure coding and transaction integrity within a payments environment





Ideal:





Additional experience with React Native or Ionic/Capacitor alongside native Android

Exposure to PCI PTS / PA-DSS standards

DUKPT or MK-SK key management

Prior experience at a payment terminal vendor or fintech (e.g. PAX, Ingenico, Verifone, ECentric, Synthesis)





Skills





Analytical Skills

Attention to Detail

Communications Skills

Interpersonal & Relationship management Skills

Problem solving skills





Additional Information





Clear criminal and credit record