Senior Loan Officer

Job Description:

• Build trusted relationships with current and prospective Housing Partnership Network member-borrowers
• Develop and execute outreach strategies and track activity in Salesforce
• Strengthen existing relationships and expand HPN’s lending presence
• Represent HPN at member conferences, Strength Matters, site visits, and other events
• Coordinate CRM activities for the team and collaborate with outreach professionals
• Conduct initial underwriting for affordable housing commercial real estate transactions
• Recommend transaction terms and credit structures to the Director of Lending
• Perform financial analysis, due diligence, feasibility assessment, and early borrower/project risk evaluation
• Prepare and finalize term sheets
• Determine deal structures that maximize financial return and mission impact
• Provide clients with formal-underwriting preparation checklists
• Coordinate handoffs to underwriters after the term-sheet stage
• Support loan policy updates and credit memorandum template improvements
• Provide lending updates for website, marketing materials, and communications
• Support portfolio and workout matters with Asset Management
• Assist with investor applications and member surveys

Requirements:

• Bachelor’s degree in a relevant field such as business, finance, real estate, urban planning, or business development required
• Two to eight years of experience in commercial real estate lending focused on affordable housing
• Experience in roles such as business development officer, credit underwriter, or loan officer
• Experience preferably with a CDFI or similar organization
• Ability to manage borrower relationships with a customer-centered approach
• Proven lending track record, including meeting production goals and disciplined use of sales tools
• Experience with credit analysis and preparing term sheets for underwriting
• Strong sales and business development skills
• Strong financial analysis skills, especially evaluating nonprofit developers and real estate development feasibility
• Knowledge of public and private capital sources supporting affordable housing
• Proficiency with Microsoft Word and Excel
• Strong working knowledge of Salesforce
• Commitment to social justice and HPN’s mission
• Highly organized, self-directed, collaborative, flexible, and proactive

Benefits:

• 15 vacation days
• 12 sick days
• 12 paid holidays
• One personal day
• Medical, dental, and vision insurance
• Health savings account
• Flexible spending accounts
• Dependent care flexible spending
• Retirement and 401(k) match
• Group life insurance
• Short- and long-term disability coverage
• Parental leave
• Sabbatical leave
• Professional development support
• Bonus potential
• Remote work from anywhere in the contiguous 48 states
• Approximately 20% travel and in-person meeting opportunities