Junior Business Development Officer

Job Description:

• Support the BDO in originating SBA, equipment leasing, and ABL financing for small businesses nationwide
• Explain Celtic Bank’s entrepreneurial lending approach to small business owners
• Build and maintain relationships with customers and brokers
• Assist with prospecting, outreach, and tracking new opportunities
• Use Salesforce to track leads, opportunities, and accounts and maintain pipeline accuracy
• Perform pre-underwriting due diligence and credit analysis
• Prepare and organize credit files and underwriting checklists
• Keep borrowers, brokers, and internal teams informed during underwriting
• Follow up on closing checklist items to keep deals on schedule
• Obtain signed commitments after approval and coordinate funding with Operations
• Coordinate closing logistics and help borrowers deliver closing documents
• Support post-closing relationship and marketing efforts
• Provide general administrative support to the BDO

Requirements:

• Bachelor’s degree or equivalent work experience
• Commercial banking, lending, or credit analyst experience; retail banking experience alone does not qualify
• Strong credit skills and working knowledge of credit analysis, underwriting, and loan structuring
• Excellent organizational skills, with the ability to manage multiple deals and competing priorities
• Excellent written and verbal communication skills, including with borrowers, brokers, and internal teams
• Strong customer service skills
• Analytical skills and close attention to detail
• Proficiency with Salesforce, Microsoft Office, and the internet
• Ability to work independently in a remote environment
• Candidates in or near Tennessee are strongly encouraged to apply
• Experience with SBA lending, equipment finance, or ABL preferred

Benefits:

• Aggressive financial incentives for performance
• Medical, dental, vision
• 401(k) with employer match
• Life and long-term disability coverage
• HSA and FSA plans
• Holidays and paid time off requests
• Robust wellness program, including catered meals three times a week, lunch and learns, and onsite gym