Financial Planner

Job Description:

• Develop and deliver comprehensive financial plans for retirement plan participants within Empower's dedicated services model
• Conduct personalized, needs-based financial planning consultations
• Assess participants' financial goals, investment objectives, retirement readiness, and long-term planning needs
• Provide education and guidance on retirement planning, investment allocation, savings strategies, rollovers, HSAs, distribution options, managed accounts, and financial wellness
• Serve as an Investment Adviser Representative of Advised Assets Group
• Review participant investment portfolios and provide recommendations through managed account services
• Educate participants on Empower's My Total Retirement and other managed account solutions
• Facilitate enrollment in managed account solutions when appropriate
• Apply Empower's CONSULT model to identify needs and recommend suitable financial solutions
• Develop and maintain long-term participant relationships before and after retirement
• Coordinate proactive follow-up with participants and current or former financial service providers
• Maintain accurate records using Salesforce and internal systems
• Collaborate with dedicated services team members, participate in training and staff meetings, and share best practices
• Support service and business objectives through needs-based consultations and appropriate product and service recommendations

Requirements:

• Bachelor's degree or an equivalent combination of education and relevant professional experience
• Certified Financial Planner (CFP) certification
• Active FINRA Series 7, 63, and 65 registrations
• FINRA Fingerprinting required
• Minimum of three years of experience in financial services or the 401(k)/defined contribution retirement plan industry
• Minimum of two years of direct financial planning experience
• Ability to evaluate comprehensive financial planning needs, including investments, retirement planning, insurance, tax planning considerations, education savings, and estate planning
• Ability to develop and present personalized financial planning recommendations
• Knowledge of retirement savings products, managed accounts, asset allocation, and retirement income planning
• Applicants must be authorized to work for any employer in the U.S.
• Must have reliable high-speed internet with a wired connection and a suitable home workspace
• Master of Business Administration (MBA) preferred as a differentiator
• Experience with personalized financial planning consultations and long-term client relationships
• Strong written and verbal communication, presentation, active listening, and organizational skills
• Ability to manage multiple participant priorities and time-sensitive activities accurately
• Experience meeting financial services business objectives through needs-based recommendations and financial product solutions
• Proficiency with Salesforce or comparable CRM systems and financial planning software
• Experience working in digital, paperless, cloud-based, or remote financial services environments

Benefits:

• Medical, dental, vision and life insurance
• 401(k) plan with generous company matching contributions (up to 6%)
• Financial advisory services
• Potential company discretionary contribution
• Broad investment lineup
• Tuition reimbursement up to $5,250/year
• Business-casual environment with the option to wear jeans
• Generous paid time off upon hire
• Ten paid company holidays and three floating holidays each calendar year
• Paid volunteer time — 16 hours per calendar year
• Paid parental leave
• Paid short- and long-term disability
• Family and Medical Leave (FMLA)
• Business Resource Groups (BRGs)
• Flexible work environment
• Reliable high-speed internet and wired connection required for remote work
• Necessary computer equipment provided