Credit Officer, Owerri At Entourage Integrated Trust Limited
ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in OWERRI, IMO STATE.
OWERRI
WORLD BANK MARKET
SITE AND SERVICES
WORLD BANK HOUSING ESTATE.
LAST ROUNDABOUT WORLD BANK.
CONTROL FLYOVER.
PORT HARCOURT ROAD
DOUGLAS
WAREHOUSE
WHETHRAL ROAD
BANK LAYOUT
Credit officer responsibilities include preparing loan applications, evaluating clients' financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.
RESPONSIBILITIES
Review loan requests
Assess clients' financial status
Evaluate creditworthiness and risks
Contact clients to gather financial data and documentation
Analyze risks and approve or reject loan requests
Set up payment plans
Maintain updated records of loan applications
Follow up with clients about loan renewals
Monitor progress of existing loans
Daily & weekly repayment collection
REQUIREMENTS AND SKILLS
Proven work experience as a credit officer, loan officer, or similar role
Hands-on experience with lending procedures and products
Ability to create and process financial spreadsheets
Strong analytical skills
Excellent communication and interpersonal skills
Customer service experience
NCE/OND/HND/BSc in Banking and Finance, Economics, or a related field
BENEFITS:
Starting Salary: 112,000
Monthly incentive
Pension
Bi-annual Profit Sharing
HMO
Flexible working hours: 11am - 6pm
Yearly appraisal
Salary review based on performance
METHOD OF APPLICATION
Interested and qualified candidates should forward their CV to [email protected]/[email protected] using the position and location as the subject of the email. E.g., CREDIT OFFICER/WORLD BANK MARKET