Compliance Analyst

Job Description:

• Analyze regulatory, agency, and GSE requirements, including TRID, RESPA, ECOA/Regulation B, fair lending, HMDA, FNMA, FHLMC, FHA, USDA, and VA requirements
• Translate regulatory requirements into business and technical requirements
• Identify required data fields and data sources for compliance logic
• Draft and maintain code, rules, and logic powering compliance reporting and platform functionality
• Design and document data sets and logic flows reflecting federal requirements
• Coordinate testing of new and updated logic with Operations and Product teams before release
• Serve as a subject-matter resource to Compliance leadership and cross-functional teams
• Monitor federal regulatory changes and assess impacts on existing logic and reporting
• Document logic, data field mappings, and business rules
• Troubleshoot and resolve compliance logic and data accuracy issues
• Contribute to internal knowledge base articles and procedural documentation

Requirements:

• Strong working knowledge of regulatory, agency, and GSE requirements applicable to mortgage servicing, loan origination, or financial services compliance
• Demonstrated ability to translate regulatory language into technical logic and data requirements
• Proficiency building and troubleshooting code/logic, such as SQL or similar query/scripting languages
• Strong analytical skills, high attention to detail, and sound judgment
• Ability to identify relevant data fields and construct accurate data sets independently
• Clear and professional written and verbal communication skills, including explaining technical logic to non-technical stakeholders
• Ability to work independently and within a cross-functional team environment
• Strong organizational and time management skills; ability to manage multiple priorities effectively
• Familiarity with reporting tools such as Business Objects, Reveal BI, or similar BI platforms preferred
• Bachelor's degree from an accredited university or college preferred, or equivalent work experience
• 5–7 years of experience in compliance, regulatory analysis, or a related role within financial services, mortgage, or financial services/mortgage technology
• Demonstrated experience building or maintaining code, business logic, or data sets tied to regulatory requirements
• Experience with SQL or comparable query/scripting languages
• Working knowledge of the ACES platform preferred
• Experience with mortgage servicing, loan origination, or core banking systems preferred
• Must be able to travel 0%–5%

Benefits:

• Fully remote work
• 0%–5% travel, including potential attendance at MBA or other industry conferences and ACES Quality Management-sponsored events such as ACES Engage
• Equal Opportunity/Affirmative Action employment environment
• Inclusive workplace committed to diversity
• Reasonable accommodations for individuals with disabilities